Sukanya Samriddhi Yojana
Ministry of Finance
CentralYou qualify
- • 8.2% p.a. interest (among the highest govt-backed rates)
- • Tax-free maturity under Sec 80C + EEE status
Why you qualify (2/2) →
- ✓ You have a daughter under 10
- ✓ Account opened in her name before she turns 10
Source: www.india.gov.in/sukanya-samriddhi-yojana · updated Apr 2026
NPS Vatsalya (pension account for minors)
PFRDA
CentralYou qualify
- • Start a pension corpus in your child's name
- • Converts to NPS at 18
Why you qualify (2/2) →
- ✓ You have at least one child
- ✓ Child below 18
Source: npstrust.org.in/nps-vatsalya · updated Sept 2025
Atal Pension Yojana
PFRDA / Ministry of Finance
CentralYou qualify
- • Guaranteed pension ₹1,000–₹5,000/month from age 60
Why you qualify (3/3) →
- ✓ Age between 18 and 40
- ✓ Not older than 40
- ✓ Has a bank account
Source: www.jansuraksha.gov.in · updated Jan 2026
Gruha Jyothi (free electricity up to 200 units)
Govt. of Karnataka
KarnatakaYou qualify
- • Zero electricity bill up to 200 units/month for households
Why you qualify (2/2) →
- ✓ Resident of Karnataka
- ✓ Household electricity connection registered in your name
Source: seva.karnataka.gov.in · updated Jun 2026
Pradhan Mantri Suraksha Bima Yojana (accident insurance)
Ministry of Finance
CentralYou qualify
- • ₹2 lakh accidental death/disability cover at ₹20/year
Why you qualify (3/3) →
- ✓ Age between 18 and 70
- ✓ Age not above 70
- ✓ Has a bank account
Source: www.jansuraksha.gov.in · updated Jan 2026
Yuva Nidhi (unemployment allowance, Karnataka)
Govt. of Karnataka
Karnataka50% criteria met
- • ₹3,000/month allowance for unemployed graduates
50% criteria met
Criteria check (1/2) →
- ✓ Resident of Karnataka
- ✗ Currently unemployed
Source: sevasindhuservices.karnataka.gov.in · updated Nov 2025
e-Shram registration (unorganised workers)
Ministry of Labour & Employment
Central50% criteria met
- • Universal worker ID; accident insurance of ₹2 lakh for 1 year
50% criteria met
Criteria check (1/2) →
- ✓ Age between 16 and 59
- ✗ Employed in unorganised sector
Source: eshram.gov.in · updated Dec 2025
Eligibility is evaluated by a transparent rules engine against published criteria — never by an AI model. Criteria change with budgets; always confirm on the department portal before applying. Sources & last-updated dates shown per scheme.